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Turn lost sales into successful checkout with vSplit
More than 15% of card payments fail - mostly due to insufficient funds. Checkout outcomes are unpredictable. Every decline means lost revenue and a lost customer.
vSplit' s Payment & Predictable Outcome Engine uses patent-pending AI technology to intelligently split transactions and convert unpredictable declines into predictable approvals helping you recover lost revenue, effortlessly.
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Launching in Q3 2025
Checkout declines are killing your revenue


Over 40% of card declines are due to insufficient fundsâž” Traditional payments fail instantly if a card has low balance.
Payments are a blackbox: No visibility, no predictabilityâž” Merchants have little control or insight into why transactions fail.

Decline = Lost Revenue = Lost Customerâž” Every failed payment is a lost sale and a damaged customer relationship.
vSplit changes everything

Powered by our patent-pending outcome-predictable AI recommendation engine, vSplit intelligently guides customers to the perfect split-maximizing success rates, reducing declines, and improving lifetime loyalty. Our solution provides full transaction transparency and transforms unpredictable declines into predictable approvals
For Enterprise Merchants:
Want it fully branded? Enterprise merchants can white-label vSplit and make it their own - Complete with your brand, your colors, and your checkout experience.
How It Works

Customer selects vSplit payment at checkout.

Enter multiple cards/accounts.

vSplit auto - splits and completes the transaction!
Get in Touch
128 City Road, London EC1V 2NX
Paydesk.uk is a PhyDigi Limited Company
Email us: contact@paydesk.uk
More Approvals, More Revenue. Happy Customers.
Be Among the First Movers.
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